Public Offer for Access to the “Personal Digest” Service

1General provisions

1.1. This document is the official public offer (the “Offer”) of an individual provider — a payer of professional income tax (self-employed) (the “Provider”) — to enter into a contract for access to the “Personal Digest” service (the “Agreement”) with any legally capable individual (the “Customer”) who accepts this Offer.

1.2. Under Article 437(2) of the Civil Code of the Russian Federation, this Offer, containing the essential terms of the Agreement, constitutes a public offer.

1.3. Full and unconditional acceptance (Article 438) is the Customer’s performance of conclusive actions — in particular, payment for the selected tariff plan. Upon acceptance the Agreement is deemed concluded.

1.4. By accepting, the Customer confirms they have read the terms and the current tariffs, understand them, and accept them without reservation and in full.

1.5. The Provider may amend or withdraw the Offer by publishing changes on the Site. New terms apply only to Agreements concluded after publication; the terms in force at acceptance apply to the period already paid for.

2Definitions

• ›Site — the Provider’s website https://ainotdie.com (including subdomains and language versions).
• ›“Personal Digest” service (the “Service”) — the Provider’s system that lets the Customer configure personal source collections and automatically receive short summaries of publications, generated using artificial-intelligence technology (neural-network language models), on a schedule.
• ›Account area — the closed section of the Site made available after registration.
• ›Tariff plan (Tariff) — the set of access terms (quotas, period, price) published on the Site.
• ›Subscription — access to the Service under the Tariff for the paid period, with optional automatic renewal (recurring payments).
• ›Billing period — the period (month, quarter, half-year, year) for which a single advance payment is made.

3Subject of the Agreement

3.1. The Provider grants the Customer paid access to the Service’s features in the volume of the selected Tariff, and the Customer undertakes to pay for such access.

3.2. The Service features (within the volume and limits of the Tariff):

• ›creating personal source collections (RSS / web sources);
• ›automatic selection, clustering and short-form summarisation of publications by neural-network models;
• ›delivery of issues by email and/or Telegram;
• ›access to the issue archive for the period set by the Tariff.

3.3. The name, quota volume, frequency and other terms of each Tariff are defined on the Site at acceptance and may change; changes do not affect a period already paid for.

3.4. The subject of the Agreement is the provision of access to the Service (the ability to use it) within the Tariff, not the achievement of any particular selection or summarisation result. The nature of the result is described in §9.

3.5. The Provider may render the services itself or engage third parties (cloud, infrastructure and AI providers), remaining responsible for their actions as for its own.

4Registration and trial period

4.1. To use the Service the Customer registers an account, providing accurate data (at minimum an email address), and is responsible for keeping their credentials secure.

4.2. The Provider may offer a free trial period of limited duration and reduced quotas — with no payment and no payment-card details. Parameters are published on the Site.

4.3. When the trial ends, access to paid features is suspended until a Tariff is selected and paid for; settings and collections are not deleted.

5Price and payment

5.1. The price of each Tariff is shown on the Site at acceptance in Russian roubles. Payment is by non-cash means through a payment system.

5.2. Billing periods of different lengths are available. Fixed discounts published on the Site apply to the base monthly price for longer periods (indicatively: quarter −10%, half-year −15%, year −25%). Exact values are set by the Site at payment.

5.3. Payment for the period is made in a single advance payment for the whole period. The price is not recalculated for a partial period (no proration), except for the refund cases provided in §7.

5.4. The payment obligation is fulfilled when funds reach the Provider (payment is confirmed by the payment system).

5.5. Fiscalisation. The Provider is a payer of professional income tax (self-employed). After each successful payment, a fiscal receipt is automatically generated through the payment system’s fiscalisation service (Robocheki SMZ) under Federal Law No. 422-FZ; the receipt is sent to the Customer and to the Russian Federal Tax Service.

6Automatic renewal (recurring payments)

6.1. A Subscription may renew automatically: when the paid period ends, the payment system, on the Provider’s instruction, charges the price of the next period to the linked payment method.

6.2. Consent to auto-renewal is given separately and explicitly — by ticking a checkbox at checkout; the consent text states the frequency, the date of the next charge and the amount. Without consent no recurring charges are made.

6.3. No later than 3 (three) days before each charge, the Provider sends a notice (email and/or Telegram) with the amount and date.

6.4. Payment-card data and the binding token are stored on the payment system’s side; the Provider has no access to them (§8).

7Cancellation and refunds

7.1. Cancelling auto-renewal. The Customer may cancel automatic renewal at any time via the Account area. Upon cancellation:

• ›access to the Service continues until the end of the already-paid period;
• ›at the end of the period the Subscription does not renew and no further charges are made;
• ›cancelling auto-renewal by itself does not create a right to a refund: no recalculation is made for the remaining part of the paid period upon such cancellation (access was granted for the whole paid period).

This does not limit the Customer’s statutory right to withdraw from the Agreement and obtain a refund, which is governed by §7.2–7.3 and takes priority.

7.2. Refunds. A Customer who is an individual acquiring access for personal needs has the rights provided by the Russian Law “On Protection of Consumer Rights”. As to refunds (subject to mandatory provisions of law):

• ›if access was not actually provided (the service was not rendered) — a full refund is made;
• ›if the Customer withdraws after starting to use the Service — the refundable amount is reduced by the cost of access actually provided (pro rata to the used part of the period);
• ›a refund receipt is issued through the fiscalisation service (Robocheki SMZ).

7.3. A refund request is sent to the Provider’s contact address (§13) with the payment details. The refund is made by the same method, within the period set by law.

8Payments and the payment system

8.1. Payments are accepted through a payment system engaged by the Provider. Processing of card data, storage of the recurring token and security of settlements (incl. PCI DSS) are performed by the payment system.

8.2. The Provider does not receive or store full payment-card data; only payment identifiers and links to fiscal receipts are stored for accounting.

9Nature of the Service. Provided “as is”. No warranties

9.1. The Service, its features and their results are provided on an “as is” and “as available” basis.

9.2. The Customer is informed of and agrees that source selection, clustering and summarisation are performed automatically by neural-network language models. The result is probabilistic and may vary substantially depending on many factors: the model and its version, the composition and availability of the selected sources, the volume, language and format of publications, changes in third-party data and AI providers, and other technical factors. These affect the composition, completeness, accuracy and wording of the final selection and summaries.

9.3. The Provider does not warrant or promise any particular quality, accuracy, completeness, reliability, timeliness or fitness of the result for the Customer’s purposes, nor that the result will match the Customer’s expectations.

9.4. The Provider does not warrant: uninterrupted or error-free operation, any particular availability (uptime), the preservation or delivery of every issue, or any guaranteed number of issues, summaries or schedule triggers per period. Tariff quotas are upper limits (maximums), not a guaranteed minimum.

9.5. The Customer acquires the ability to use the Service within the selected Tariff, not a specific result and not an obligation of the Provider to ensure any particular quality, volume or regularity of issues. Summaries are for information only, do not constitute professional advice and do not replace consulting the original sources.

9.6. The Service may contain links to third-party sites and materials; the Provider does not control and is not responsible for their content. Rights to the original publications belong to their rights holders; summaries are generated for informational purposes.

10Customer obligations

10.1. The Customer undertakes to: provide accurate data; use the Service for personal, non-commercial purposes; not reproduce, copy, resell or give third parties access to the Service or the received materials, beyond personal use; and not disrupt the Service (automated abuse, circumventing quotas, attempts at unauthorised access).

10.2. On breach of clause 10.1 the Provider may suspend or terminate access without refunding the current period.

11Liability

11.1. The Parties are liable for non-performance or improper performance under this Offer and the law of the Russian Federation.

11.2. To the maximum extent permitted by applicable law, the Provider is not liable for lost profit, indirect damages, or the consequences of decisions made by the Customer based on the Service’s results. The Provider’s aggregate liability is limited to the amount paid for the current Billing period.

11.3. The Provider is not liable for failures caused by the Customer’s actions or by third-party providers, telecom operators or the payment system.

12Force majeure

12.1. The Parties are released from liability for non-performance caused by force majeure (natural disasters, epidemics, prohibitive acts of authorities, failures of backbone networks and other extraordinary and unavoidable circumstances). The affected Party notifies the other within a reasonable time.

13Miscellaneous. Requisites

13.1. The Agreement is governed by the law of the Russian Federation. Disputes are resolved through negotiation; a pre-litigation claim procedure is mandatory, with a 30-day response period. Unresolved disputes are heard by a court under Russian law.

13.2. The language of the Agreement is Russian. This English version is published for convenience; in case of discrepancy the Russian version prevails.

13.3. Processing of personal data is carried out under Federal Law No. 152-FZ and the Consent to Processing of Personal Data (a separate document on the Site). Confidentiality is ensured under Laws No. 152-FZ and No. 149-FZ.

13.4. The Offer takes effect when published on the Site and remains in force until withdrawn by the Provider.